Credit union · NCUA insured
Tomah Area Credit Union Credit Card Rates
Top CarrotTomah Area Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Tomah Area Credit Union’s credit card rates compare
Compared with banks and credit unions near Sparta, WI, where Tomah Area Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Tomah Area Credit Union
9.00%APR
Visa Credit Card
Lowest rate
Oakdale CU
8.00%APR
3rd-lowest rate
1st Community Credit Union
9.40%APR
Tomah Area Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tomah Area Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Card Program
Card users have less risk of unaffordable balances by keeping a savings account balance equal to the line of credit amount plus $25.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Card users must keep a savings account balance equal to the line of credit amount plus $25. |
Sources (1)
- tacuonline.com/credit-cards · captured Oct 7, 2026
Visa Credit Card
Qualified borrowers need to apply & must meet eligibility & membership qualifications. Rate depends on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Rates as low as 9% APR. Rate depends on creditworthiness. |
Sources (1)
- tacuonline.com/credit-cards · captured Oct 7, 2026
Who can join Tomah Area Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons or organizations residing or employed in Adams County, Jackson County, Juneau County, La Crosse County, Monroe County, or Vernon County, Wisconsin are eligible for membership.
Employers and groups
- Any employee of TACU Credit Union is eligible for membership.
Military, government and schools
- Membership is open to a public depositor.
Family and household
- Immediate family members of any other eligible person are eligible for membership.
Other ways
- Any business, organization, association, or trust where a majority of qualifying stakeholders/parties are eligible may become a member.
Membership information collected October 5, 2026.