Credit union · NCUA insured
Tomah Area Credit Union Auto Loan Rates
Top CarrotTomah Area Credit Union auto loan rates start at 4.99% APR. Rates checked October 16, 2026.
How Tomah Area Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sparta, WI, where Tomah Area Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tomah Area Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Oakdale CU
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
1st Community Credit Union
4.44%APR
- Terms
- up to 60 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles, Cycles, Boats, Camping Trailers, Motor Homes, Refinance from another financial (Secured)
Rates as low as stated. Actual loan rate may vary based on credit score and other factors. 100% financing available to qualified borrowers. Percentage down required based on credit score and other factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 4.99% | Rates as low as stated. Payment of $85.60 per $1000 borrowed. |
| up to 24 months | 4.99% | Rates as low as stated. Payment of $43.87 per $1000 borrowed. |
| up to 36 months | 4.99% | Rates as low as stated. Payment of $29.97 per $1000 borrowed. |
| up to 48 months | 4.99% | Rates as low as stated. Payment of $23.02 per $1000 borrowed. |
| up to 60 months | 4.99% | Rates as low as stated. Payment of $18.87 per $1000 borrowed. |
| up to 72 months | 5.49% | Rates as low as stated. Payment of $16.33 per $1000 borrowed. |
Used Vehicles, Cycles, Boats, Camping Trailers, Motor Homes, Refinance from another financial (Secured)
Rates as low as stated. Actual loan rate may vary based on credit score and other factors. Call Credit Union at 608.372.4736 for loan terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 4.99% | Rates as low as stated. Payment of $85.60 per $1000 borrowed. |
| up to 24 months | 4.99% | Rates as low as stated. Payment of $43.87 per $1000 borrowed. |
| up to 36 months | 4.99% | Rates as low as stated. Payment of $29.97 per $1000 borrowed. |
| up to 48 months | 4.99% | Rates as low as stated. Payment of $23.02 per $1000 borrowed. |
| up to 60 months | 4.99% | Rates as low as stated. Payment of $18.87 per $1000 borrowed. |
Sources (1)
- tacuonline.com/rates-fees · captured Oct 5, 2026
Who can join Tomah Area Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons or organizations residing or employed in Adams County, Jackson County, Juneau County, La Crosse County, Monroe County, or Vernon County, Wisconsin are eligible for membership.
Employers and groups
- Any employee of TACU Credit Union is eligible for membership.
Military, government and schools
- Membership is open to a public depositor.
Family and household
- Immediate family members of any other eligible person are eligible for membership.
Other ways
- Any business, organization, association, or trust where a majority of qualifying stakeholders/parties are eligible may become a member.
Membership information collected October 5, 2026.