Credit union · NCUA insured
1st Community Credit Union Credit Card Rates
Top Carrot1st Community Credit Union credit cards start at 9.40% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How 1st Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Sparta, WI, where 1st Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
1st Community Credit Union
9.40%APR
Visa Credit Card
Lowest rate
Oakdale CU
8.00%APR
2nd-lowest rate
Tomah Area Credit Union
9.00%APR
1st Community Credit Union credit card score
88
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 1st Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
All loans subject to credit approval. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.40% | None | No annual fee, cash advance fee, or balance transfer fee. All loans subject to credit approval. |
| Ongoing | 9.40% | None | All loans are subject to credit approval. Some restrictions may apply. Contact 1st CCU for full details. Rates subject to change at any time without warning. Membership eligibility required. |
Who can join 1st Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.