Credit union · NCUA insured
Toledo Fire Fighters Federal Credit Union Auto Loan Rates
Toledo Fire Fighters Federal Credit Union auto loans start at 5.61% APR for a new vehicle and 5.61% for a used one. Rates checked October 16, 2026.
How Toledo Fire Fighters Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Toledo, OH, where Toledo Fire Fighters Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Toledo Fire Fighters Federal Credit Union
5.61%APR
- Terms
- up to 84 months
Auto Loan
Lowest rate
Millstream Area Credit Union
4.50%APR
- Terms
- —
2nd-lowest rate
Cornerstone Community Financial Credit Union
4.69%APR
- Terms
- 40–64 months
Toledo Fire Fighters Federal Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.61%
- Used vehicleUsed5.61%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Toledo Fire Fighters Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates as low as based on credit score. Repayment terms up to 84 months; over 72 months add 0.50%. Stated APR includes $75.00 processing fee. NEW & USED VEHICLES: Finance 100% or purchase price including tax and title. Fixed rate. No prepayment penalty. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.61% | Rates as low as based on credit score. Repayment terms up to 84 months; over 72 months add 0.50%. Stated APR includes $75.00 processing fee (example monthly installments of $653.86 based on $25,000.00 loan amount over 60 months). Applicable to new and used vehicles. |
Sources (2)
All captured Oct 16, 2026
Who can join Toledo Fire Fighters Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Toledo area Fire Fighters and EMTs are eligible to become members.
Family and household
- Families of Toledo area Fire Fighters and EMTs are eligible to become members.
Membership information collected October 5, 2026.