Bank · FDIC insured
Thomaston Savings Bank Savings Rates
A $1.9B bank headquartered in Thomaston, CT, with 16 branches in Connecticut.
How Thomaston Savings Bank’s savings rates compare
Compared with banks and credit unions in Connecticut, where Thomaston Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Thomaston Savings Bank
0.05%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $5
Individual Retirement Account (IRA) Savings
Top rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Savings Account
0.10%APY
Requires a linked Thomaston Savings Bank Relationship Checking account. A $15.00 monthly maintenance service charge applies if the balance falls below $1,000.00 any day in the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Minimum daily balance to earn APY is $0.00 on rate schedule ($1,000.00 required according to product disclosure). Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. | 0.10% | $10 | Minimum daily balance to earn APY is $0.00 on rate schedule ($1,000.00 required according to product disclosure). Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. |
| $50,000 – $250,000Minimum daily balance to earn APY is $50,000.00. Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. | 0.15% | — | Minimum daily balance to earn APY is $50,000.00. Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. |
| $250,000 and upMinimum daily balance to earn APY is $250,000.00. Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. | 0.20% | — | Minimum daily balance to earn APY is $250,000.00. Monthly maintenance charge of $15.00 waived if balance stays at or above $1,000.00 every day of the month. |
Sources (2)
- thomastonsavingsbank.com/perso…tionship-savings-account
- thomastonsavingsbank.com/personal/explore/deposit-rates
All captured Oct 4, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.10%APY
Must be covered under a high deductible health plan (HDHP), have no other non-HDHP health coverage, not be enrolled in Medicare, and cannot be claimed as a dependent. No monthly service or transaction fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Minimum daily balance to earn APY is $0.00. | 0.05% | — | Minimum daily balance to earn APY is $0.00. |
| $5,000 – $50,000Minimum daily balance to earn APY is $5,000.00. | 0.10% | $10 | Minimum daily balance to earn APY is $5,000.00. |
| $50,000 and upMinimum daily balance to earn APY is $50,000.00. | 0.15% | — | Minimum daily balance to earn APY is $50,000.00. |
Sources (2)
- thomastonsavingsbank.com/perso…s/health-savings-account
- thomastonsavingsbank.com/personal/explore/deposit-rates
All captured Oct 4, 2026
Individual Retirement Account (IRA) Savings
0.05%APY
Available as Traditional, Roth, SEP, and Coverdell IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain a minimum balance of $0.00 each day to earn APY.Any balance | 0.05% | $5 | Must maintain a minimum balance of $0.00 each day to earn APY. |
Savings Account
0.05%APY
All terms also available for Individual Retirement Accounts (IRA).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain a minimum balance of $0.00 each day to earn APY.Any balance | 0.05% | $5 | Must maintain a minimum balance of $0.00 each day to earn APY. |
Sources (2)
- thomastonsavingsbank.com/perso…/savings/savings-account
- thomastonsavingsbank.com/personal/explore/deposit-rates
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.