Credit union · NCUA insured
The Wright Credit Union Auto Loan Rates
The Wright Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How The Wright Credit Union’s auto loan rates compare
Compared with banks and credit unions near Toccoa, GA, where The Wright Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
The Wright Credit Union
5.00%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
- Discount
- None included
Cars/Trucks
Lowest rate
Peach State Federal Credit Union
3.99%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
SouthState Bank
5.23%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
The Wright Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Wright Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Cars/Trucks
Up to 100% financing NADA value. Membership is open to anyone who resides and/or works in Stephens, Franklin, Hart, and Elbert County, Georgia.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.00%–17.00% | Up to 100% financing NADA value. Rate is based on creditworthiness criteria. Membership loyalty discounts and competitor rate matching may be available. |
Sources (1)
- thewrightcu.org/pages/loan-rates.php · captured Oct 7, 2026
Who can join The Wright Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.