Bank · FDIC insured
The Village Bank Auto Loan Rates
Top CarrotThe Village Bank auto loans start at 7.99% APR for a new vehicle and 7.99% for a used one. Rates checked October 15, 2026.
How The Village Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where The Village Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
The Village Bank
7.99%APR
- Terms
- up to 60 months
New & Used Car Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
The Village Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.99%
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Village Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Car Loans
100% financing available on new and used cars. For used vehicles, 100% financing of the purchase price or retail value as listed in the official NADA Used Care Guide. Vehicle insurance is required. Accounts are subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.99% | — |
| up to 36 months | 6.99% | — |
| up to 48 months | 7.49% | — |
| up to 60 months | 7.99% | — |
| up to 72 months | 8.49% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.