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Credit union · NCUA insured

The United Methodist Credit Union Credit Card Rates

The United Methodist Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How The United Methodist Credit Union’s credit card rates compare

Compared with banks and credit unions near Richmond, VA, where The United Methodist Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    The United Methodist Credit Union

    9.99%APR

    Up to
    16.99% APR

    Church Rewards VISA

  • Lowest rate

    Hopewell Chemical FCU

    6.90%APR

    Up to
    16.99% APR

    Hopewell Chemical FCU rates

  • 2nd-lowest rate

    FirePolice CU

    7.90%APR

    Up to
    —

    FirePolice CU rates

Compare credit card rates near you →

The United Methodist Credit Union credit card score

82

Credit card score

Higher than 58% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where The United Methodist Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join The United Methodist Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Individuals associated with a United Methodist Church or Organization are eligible for membership.

Military, government and schools

  • Students attending or staff members of a United Methodist college or school are eligible for membership.

Family and household

  • Immediate family members of current TUMCU members are eligible for membership.

Cost to join

  • Approval for membership sets up a Savings account, and TUMCU deposits the initial $5 into the account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← The United Methodist Credit Union overview