Credit union · NCUA insured
FirePolice CU Credit Card Rates
FirePolice CU credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How FirePolice CU’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where FirePolice CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FirePolice CU
7.90%APR
- Up to
- —
VISA Credit Card
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
3rd-lowest rate
Baylands Family Credit Union
8.90%APR
- Up to
- —
FirePolice CU credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FirePolice CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | — |
| Intro, 12 months | 1.99% | None | Spring Balance Transfer Promotion: All cardholders will receive 1.99% APR for 12 months on balance transfers between 2/15/2026 and 5/1/2026. |
| Intro, 24 months | 3.99% | None | Special Rate Offer Balance Transfer Promotion: Complete a balance transfer between 10/01/26 and 12/01/26 to secure 3.99% APR for 24 months; after 24-month promo period, remaining balance migrates to standard APR. |
Sources (2)
All captured Oct 4, 2026
Who can join FirePolice CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Persons employed by the Richmond Ambulance Authority qualify for membership.
- Persons employed by the Hanover Fire Department qualify for membership.
- Persons employed by the Richmond, Virginia Fire Department qualify for membership.
- Persons employed by the Richmond, Virginia Police Department qualify for membership.
Family and household
- Persons within the immediate family or household of a member qualify for membership.
Other ways
- Organizations of qualifying persons are eligible for membership.
Cost to join
- New members must deposit $5 into a Share account to purchase one share of ownership before membership is opened and active.
Membership information collected October 4, 2026.