Bank · FDIC insured
The Peoples Bank Credit Card Rates
The Peoples Bank credit card rates start at 15.00% APR. Rates checked October 22, 2026.
How The Peoples Bank’s credit card rates compare
Compared with banks and credit unions in Georgia, where The Peoples Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The Peoples Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Lanier Federal Credit Union
7.90%APR
- Up to
- 14.90% APR
2nd-lowest rate
MyGeorgia Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% intro APR on purchases for the first 7 billing cycles after account opening; 1% cash back on every dollar you spend |
| Ongoing | 15.00% | $35 | Based on Wall Street Journal Prime Rate; 1% cash back on every dollar you spend |
Sources (1)
- tpbeatonton.com/credit-card/personal-credit-cards · captured Oct 7, 2026
Platinum Benefits Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR on purchases for the first 7 billing cycles after account opening |
| Ongoing | 17.00% | None | Based on Wall Street Journal Prime Rate |
Sources (1)
- tpbeatonton.com/credit-card/personal-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.