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Credit union · NCUA insured

Lanier Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 99Top Carrot

Lanier Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Lanier Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Gainesville, GA, where Lanier Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 99

    This credit union’s lowest

    Lanier Federal Credit Union

    7.90%APR

    Up to
    14.90% APR

    Classic Card

  • Top Carrot, Carrot Score 95

    2nd-lowest rate

    MyGeorgia Credit Union

    7.90%APR

    Up to
    —

    MyGeorgia Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    Associated Credit Union

    11.90%APR

    Up to
    13.90% APR

    Associated Credit Union rates

Compare credit card rates near you →

Lanier Federal Credit Union credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Lanier Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Lanier Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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