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Credit union · NCUA insured

MyGeorgia Credit Union Credit Card Rates

Top Carrot, Carrot Score 95Top Carrot

MyGeorgia Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How MyGeorgia Credit Union’s credit card rates compare

Compared with banks and credit unions near Gainesville, GA, where MyGeorgia Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 95

    This credit union’s lowest

    MyGeorgia Credit Union

    7.90%APR

    Up to
    —

    VISA Platinum

  • Top Carrot, Carrot Score 99

    Lowest rate

    Lanier Federal Credit Union

    7.90%APR

    Up to
    14.90% APR

    Lanier Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    3rd-lowest rate

    Associated Credit Union

    11.90%APR

    Up to
    13.90% APR

    Associated Credit Union rates

Compare credit card rates near you →

MyGeorgia Credit Union credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where MyGeorgia Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join MyGeorgia Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is available to individuals who live and work in Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White counties in Northeast Georgia.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← MyGeorgia Credit Union overview