Bank · FDIC insured
The Peoples Bank
A $269.7M bank headquartered in Eatonton, GA, with 2 branches in Georgia.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Peoples Bank
Conceived by local leaders in 1943 out of a need for healthy competition and growth in Putnam County, The Peoples Bank received its official charter in 1944.
Headquartered in Eatonton, Georgia, the bank opened a Lake Oconee branch in 1991 and established a downtown Gainesville lending office in 2020.
- Headquarters
- 209 S Jefferson Ave, Eatonton, GA 31024
- FDIC certificate
- 16152 ↗
Branches
2 branches in Georgia
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Georgia
2 branches
- The Peoples BankMain office209 S Jefferson Ave, Eatonton, GA 31024Directions
- Oconee Crossings Branch991 Greensboro Rd, Eatonton, GA 31024Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.67% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.46% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $90 | $81 | — |
- CapitalLeverage ratio11.67%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$90Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.