Bank · FDIC insured
The Ohio Valley Bank Company Credit Card Rates
The Ohio Valley Bank Company credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How The Ohio Valley Bank Company’s credit card rates compare
Compared with banks and credit unions near Gallipolis, OH, where The Ohio Valley Bank Company has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The Ohio Valley Bank Company
15.00%APR
OVB Visa Platinum Rewards
The Ohio Valley Bank Company credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Ohio Valley Bank Company ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
OVB Visa Platinum Rewards
Variable APR based on Prime Rate. No Annual Fees. Cards with credit limit of $5,000 or more have rate based on Wall Street Journal Prime + 8%. Balance transfer fee of 3% ($5 minimum). Cash advances APR is 20.75%. Points earned at 1 point per dollar spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Card limit of $5,000 or greater. Regular variable rate determined based on Wall Street Journal Prime + 8%. |
| Ongoing | 17.00% | None | Card limit less than $5,000. Variable rate based on Prime Rate. |
| Ongoing | 20.75% | None | 24-hour instant cash access from ATMs worldwide. Applicable to all card limits. |
Sources (1)
- ovbc.com/personal/borrow/visa-rewards-credit-card · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.