Credit union · NCUA insured
The Heart Center FCU CD Rates
The Heart Center FCU’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How The Heart Center FCU’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where The Heart Center FCU has the most branches. $10,000, best rate first.
This credit union’s best
The Heart Center FCU
1.51%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $151
Certificate
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo CDS
Up to 4.06%APY · 1 term
| Term | APY · $25,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 months | 2.52% | 3.03% | 4.06% | —2.52% from $25k3.03% from $50k4.06% from $100k | — |
Sources (1)
- theheartcentercu.com/accounts/account-rates · captured Sep 17, 2026
Certificate
Up to 1.51%APY · 2 terms
Minimum balance $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 12 months | 1.51% | $151 |
Sources (1)
- theheartcentercu.com/accounts/account-rates · captured Sep 17, 2026
Who can join The Heart Center FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CHSLI who work in Melville, NY are eligible for membership.
- Employees of CHSLI who work in Rockville Centre, NY are eligible for membership.
- Employees of Our Lady of Consolation Nursing Care Center in West Islip, NY who are paid from Rockville Centre are eligible for membership.
- Employees of Nursing Sisters home care of CHSLI who work in or are supervised from Westbury, NY are eligible for membership.
- Employees, doctors, and medical staff who work at or are paid from St. Francis Hospital in Roslyn, NY are eligible for membership.
Family and household
- Immediate family members and household members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.