Bank · FDIC insured
The Citizens Bank of Clovis CD Rates
The Citizens Bank of Clovis’s best CD rate is 2.90% APY on a 1-year CD. Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How The Citizens Bank of Clovis’s CD rates compare
Compared with banks and credit unions near Clovis, NM, where The Citizens Bank of Clovis has the most branches. $10,000, best rate first.
This bank’s best
The Citizens Bank of Clovis
2.90%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $290
Certificates of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
UMB Bank
4.25%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $534
The Citizens Bank of Clovis CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo2.77%
- 9–15 months9–15 mo2.90%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo2.63%
- QualifiedQualified2.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Citizens Bank of Clovis ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.90%APY · 9 terms
Minimum deposit to open the account is also the minimum balance to obtain the APY. APY assumes principal and interest remain on deposit for the entire term. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month7-31 Day Renewable | 0.45% | $1 |
| 3 months3 Month term | 1.01% | $25 |
| 6 months6 Month term | 2.77% | $138 |
| 12 months1 Year term | 2.90% | $290 |
| 18 months1 1/2 Year term; compounded monthly | 2.53% | $382 |
| 24 months24 Month Time Deposit | 2.79% | $566 |
| 30 months30 Month Time Deposit | 2.63% | $671 |
| 36 months36 Month Time Deposit | 2.63% | $810 |
| 48 months48 Month Time Deposit | 2.53% | $1,051 |
Sources (1)
- cbcnm.bank/Deposits/Rates · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.