Credit union · NCUA insured
Texoma Educators Auto Loan Rates
Texoma Educators auto loans start at 2.99% APR for a new vehicle. Rates checked October 16, 2026.
How Texoma Educators’s auto loan rates compare
Compared with banks and credit unions near Sherman, TX, where Texoma Educators has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Texoma Educators
2.99%APR
- Terms
- —
- Discount
- None included
Vehicle Loans
2nd-lowest rate
4U Credit Union
4.55%APR
- Terms
- up to 60 months
- Discount
- None included
3rd-lowest rate
Neighborhood Credit Union
4.59%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Texoma Educators auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew2.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texoma Educators ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Available to those who live, work, attend school, worship or conduct business in Grayson County, Texas, or Bryan, Marshall and Atoka Counties in Oklahoma.
| Terms | APR | Conditions |
|---|---|---|
| — | 2.99% | Up to 100% financing on new vehicle loans upon approval. Flexible terms available. |
Who can join Texoma Educators
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or regularly conduct business in Grayson County, Texas, or Atoka, Bryan, or Marshall County, Oklahoma are eligible for membership.
Family and household
- Individuals who have an immediate family member that is a member are eligible for membership, regardless of where they live or work.
Membership information collected October 5, 2026.