Bank · FDIC insured
Texas Exchange Bank Savings Rates
Texas Exchange Bank’s best savings rate is 2.05% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Texas Exchange Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Exchange Bank
2.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $205
Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Texas Exchange Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.05%
- $10,000 balance$10,0002.05%
- $100,000 balance$100,0002.05%
- QualifiedQualified2.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Exchange Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.05%APY
No service fee with minimum daily balance of $2,500.00, otherwise $10.00 monthly charge applies. Variable rate account; rate and APY may change after opening. Compounded monthly and credited monthly. Limited to six withdrawals/debit transactions per month; additional debits are $10.00 each.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Must maintain $2,500.00 daily balance to earn interest and waive $10.00 monthly fee. | 0.00% | — | Must maintain $2,500.00 daily balance to earn interest and waive $10.00 monthly fee. |
| $2,500 and upMust maintain $2,500.00 daily balance to earn interest and waive $10.00 monthly fee. Variable rate. | 2.05% | $205 | Must maintain $2,500.00 daily balance to earn interest and waive $10.00 monthly fee. Variable rate. |
Premium Money Market
2.05%APY
No service fee with minimum daily balance of $50,000.00, otherwise $15.00 monthly charge applies. Variable rate account; rate and APY may change after opening. Compounded monthly and credited monthly. Limited to six withdrawals/debit transactions per month; additional debits are $10.00 each.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Maintain $2,500.00 daily balance to earn interest. Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. | 0.00% | — | Maintain $2,500.00 daily balance to earn interest. Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. |
| $2,500 – $50,000Maintain $2,500.00 daily balance to earn interest. Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. | 2.05% | $205 | Maintain $2,500.00 daily balance to earn interest. Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. |
| $50,000 – $100,000Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. | 2.05% | — | Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. |
| $100,000 and upMaintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. | 2.05% | — | Maintain $50,000.00 daily balance to avoid $15.00 monthly service fee. Variable rate. |
Statement Savings
2.05%APY
No service fee with minimum daily balance of $100.00; $2.00 charge will apply for the month if minimum balance is not maintained. Maintain only $100.00 daily balance to earn interest. One withdrawal per month, $3.00 for each withdrawal over one. Interest compounds and credits quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Monthly fee of $2.00 waived with minimum daily balance of $100.00. | 0.00% | — | Monthly fee of $2.00 waived with minimum daily balance of $100.00. |
| $100 and upMonthly fee of $2.00 waived with minimum daily balance of $100.00. Interest compounds quarterly. | 2.05% | $205 | Monthly fee of $2.00 waived with minimum daily balance of $100.00. Interest compounds quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.