Credit union · NCUA insured
Tennessee Department of Safety Credit Union Auto Loan Rates
Tennessee Department of Safety Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How Tennessee Department of Safety Credit Union’s auto loan rates compare
Compared with banks and credit unions near Nashville, TN, where Tennessee Department of Safety Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tennessee Department of Safety Credit Union
5.99%APR
- Terms
- up to 84 months
- Up to
- 13.99% APR
Auto Loan
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Tennessee Department of Safety Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tennessee Department of Safety Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
New or Used Financing up to 100% for up to 84 months (must meet established loan guidelines) or 90% of sticker (new) or 90% NADA retail (used). Risk based: Annual Percentage Rate (APR) based on creditworthiness and Beacon score.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99%–13.99% | New or used financing up to 100% for up to 84 months (must meet established loan guidelines) or 90% of sticker (new) or 90% NADA retail (used); rates determined by Beacon score |
Sources (1)
- tdoscu.com/rates.html · captured Oct 7, 2026
Who can join Tennessee Department of Safety Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of the Tennessee Department of Safety & Homeland Security and Tennessee Bureau of Investigation are eligible for membership.
Family and household
- Family members of employee members—including spouse, children, grandchildren, parents, grandparents, brothers, sisters, and step-family members regardless of age or dependency—are eligible for membership.
Cost to join
- A one-time membership fee of twenty-five cents ($0.25) is required to join.
- A share deposit of $5.00 or more in a regular share account is required to join and maintain membership.
Membership information collected October 5, 2026.