Credit union · NCUA insured
Tennessee Department of Safety Credit Union CD Rates
Tennessee Department of Safety Credit Union’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 15, 2026.
How Tennessee Department of Safety Credit Union’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Tennessee Department of Safety Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tennessee Department of Safety Credit Union
3.50%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $712
Share Certificate
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Tennessee Department of Safety Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tennessee Department of Safety Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.50%APY · 4 terms
The interest rates on share certificates may change monthly. Dividends posted quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.15% | $4 |
| 6 months | 0.25% | $12 |
| 12 months | 2.50% | $250 |
| 24 months | 3.50% | $712 |
Sources (1)
- tdoscu.com/rates.html · captured Sep 18, 2026
Who can join Tennessee Department of Safety Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of the Tennessee Department of Safety & Homeland Security and Tennessee Bureau of Investigation are eligible for membership.
Family and household
- Family members of employee members—including spouse, children, grandchildren, parents, grandparents, brothers, sisters, and step-family members regardless of age or dependency—are eligible for membership.
Cost to join
- A one-time membership fee of twenty-five cents ($0.25) is required to join.
- A share deposit of $5.00 or more in a regular share account is required to join and maintain membership.
Membership information collected October 5, 2026.