Credit union · NCUA insured
Temple Santa Fe Credit Union CD Rates
Temple Santa Fe Credit Union’s best CD rate is 3.45% APY on a 1-year share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 16, 2026.
How Temple Santa Fe Credit Union’s CD rates compare
Compared with banks and credit unions near Killeen, TX, where Temple Santa Fe Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Temple Santa Fe Credit Union
3.45%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $345
Certificates of Deposit
Top rate
Belton Federal Credit Union
4.58%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $458
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Temple Santa Fe Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.35%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Temple Santa Fe Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.45%APY · 3 terms
Offered from six months to three years. Early withdrawal penalties will or may be imposed on term share accounts. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty will or may be imposed on term share accounts. Fees could reduce earnings | 2.75% | $137 |
| 12 monthsEarly withdrawal penalty will or may be imposed on term share accounts. Fees could reduce earnings | 3.45% | $345 |
| 18 monthsEarly withdrawal penalty will or may be imposed on term share accounts. Fees could reduce earnings | 3.35% | $507 |
Who can join Temple Santa Fe Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living or working in Bell County, Texas who are not directly/primarily eligible for membership in an occupational or associational credit union in Bell County are eligible to join.
Membership information collected October 5, 2026.