Credit union · NCUA insured
Telhio Credit Union Auto Loan Rates
Top CarrotTelhio Credit Union auto loans start at 5.05% APR for a new vehicle and 5.45% for a used one. Rates checked October 16, 2026.
How Telhio Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Telhio Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Telhio Credit Union
5.05%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Auto
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Telhio Credit Union auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.05%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Telhio Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Subject to underwriting guidelines and credit approval. A $175 doc prep fee applies.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.69% | Disclosed rate is based on a highly qualified credit candidate and may vary. Example: A $20,000 motorcycle loan with no down payment will have a payment of $494.81 for 48 months with disclosed APR. |
Sources (1)
- telhio.org/personal/auto-loans · captured Oct 7, 2026
New Auto
Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Subject to underwriting guidelines and credit approval. A $175 doc prep fee applies.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.05% | Disclosed rate is based on a highly qualified credit candidate and may vary. Example: $15,000 vehicle loan with no down payment paid in 48 months with payment of $345.75 at disclosed APR. |
Sources (1)
- telhio.org/personal/auto-loans · captured Oct 7, 2026
Used Auto
Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Subject to underwriting guidelines and credit approval. A $175 doc prep fee applies.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.45% | Disclosed rate is based on a highly qualified credit candidate and may vary. Example: $15,000 used vehicle loan with no down payment paid in 48 months with payment of $348.48 at disclosed APR. |
Sources (1)
- telhio.org/personal/auto-loans · captured Oct 7, 2026
Who can join Telhio Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Central or Southwest Ohio is eligible for membership.
Employers and groups
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Immediate family members of existing Telhio members are eligible for membership.
Cost to join
- Establishing membership requires a $5 deposit into a Share Savings Account.
Membership information collected October 5, 2026.