Credit union · NCUA insured
TEG Federal Credit Union Credit Card Rates
TEG Federal Credit Union credit card rates start at 13.74% APR. Rates checked October 16, 2026.
How TEG Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where TEG Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TEG Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Rhinebeck Bank
9.24%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
TEG Rewards Credit Card
Membership open to anyone who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY (and immediate families) with a $5 minimum deposit. Annual Fee: $0, Balance Transfer Fee: $0. 5,000 bonus points when you open a new card. Free Bi-annual Skip-a-Pay in June and December statements for accounts in good standing.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory fixed rate on purchases for the first 6 billing cycles/months after opening account. 5,000 bonus points when you open a new card. |
| Ongoing | 13.74%–18.00% | None | Variable APR as low as 13.74% to 18.00% converting after intro period for purchases, balance transfers, and cash advances as determined by creditworthiness. Never goes above 18%. |
TEG Rewards Secured Credit Card
Requires a refundable deposit of applicant's own money to secure a credit line. Membership open to anyone who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY (and immediate families) with a $5 minimum deposit. Annual Fee: $0.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory fixed rate for the first 6 billing cycles after opening your account. |
| Ongoing | 13.74%–18.00% | None | Variable APR as low as 13.74 to 18.00% converting after the introductory period for purchases, balance transfers, and cash advances as determined by creditworthiness and card type. |
Who can join TEG Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties.
Family and household
- Membership is open to immediate families of eligible individuals who live, work, worship, or attend school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY.
Other ways
- Business membership is available to eligible businesses in or doing business in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester, or Rockland County and registered to do business in New York State.
Cost to join
- A minimum deposit of $5 opens the door to credit union membership benefits.
Membership information collected October 5, 2026.