Credit union · NCUA insured
TCU CD Rates
TCU’s best CD rate is 4.25% APY on a 3-month share certificate (CD). Terms run from 3 months to 2 years. Rates checked November 6, 2026.
How TCU’s 12-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 12-month CD
TCU
3.50%APY
- Minimum
- $1,000
- Earns on $10,000
- $350
CDs
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Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CDs
Up to 4.25%APY · 4 terms
Must have a basic savings/shares account to open. Reside or work in Barry County or neighboring counties to qualify for membership. $1,000 minimum required to open. Minimum $100 balance to earn dividends. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3-month term | 4.25% | $105 |
| 6 months6-month term | 3.75% | $186 |
| 12 months12-month term | 3.50% | $350 |
| 24 months24-month term | 3.25% | $661 |
TCU CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Who can join TCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry County or counties surrounding Barry County.
Membership information collected October 5, 2026.