Credit union · NCUA insured
Suwannee River Federal Credit Union CD Rates
Suwannee River Federal Credit Union’s best CD rate is 1.01% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 15, 2026.
How Suwannee River Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Florida, where Suwannee River Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Suwannee River Federal Credit Union
1.01%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $101
Term Share Account
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Account
Up to 1.01%APY · 2 terms
Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 0.50% | $25 |
| 12 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 1.01% | $101 |
Sources (1)
- suwanneeriverfcu.org/rates.php · captured Sep 18, 2026
Special-purpose accounts
Term Share IRA
1.00%APY · 1 term
Members should call the credit union to verify rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.00% | $100 |
Sources (1)
- suwanneeriverfcu.org/rates.php · captured Sep 18, 2026
Who can join Suwannee River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Suwannee or Hamilton County, Florida is eligible for membership.
Employers and groups
- Employees of numerous employers and organizations in Lafayette and Dixie Counties, Florida are eligible for membership.
Family and household
- Immediate family members of present Suwannee River Federal Credit Union members are eligible for membership.
Membership information collected October 5, 2026.