Credit union · NCUA insured
SunWest Credit Union of Arizona Credit Card Rates
SunWest Credit Union of Arizona credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How SunWest Credit Union of Arizona’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where SunWest Credit Union of Arizona has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SunWest Credit Union of Arizona
9.99%APR
- Up to
- —
Rewards Card
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
SunWest Credit Union of Arizona credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SunWest Credit Union of Arizona ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Card
Credit check required. Evaluates income and overall financial picture. Fixed APR. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. $0 balance transfer fee, $2 cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed APR. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. $0 balance transfer fee, $2 cash advance fee. |
Rewards Card
Credit check required. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. Earns ScoreCard Rewards points on qualifying purchases (1 point per $1 spent). Balance transfer fee $10 or 3%, cash advance fee $10 or 5% (whichever is greater).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | APR as low as 9.99%. Variable/Fixed rate noted in comparison table. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. Balance transfer fee $10 or 3% (whichever is greater); cash advance fee $10 or 5% (whichever is greater). |
Secured Card
Backed by a refundable deposit that secures and acts as your credit limit (minimum $500 deposit). No credit check required / credit check may be waived for existing members whose credit was previously pulled during account verification; new members complete identity verification. Fixed APR. Revolving term. $0 balance transfer fee, $2 cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Requires minimum $500 refundable deposit. Fixed APR. Revolving term. Actual rate determined by Experian FICO 2 Credit Score. $0 balance transfer fee, $2 cash advance fee. |
Who can join SunWest Credit Union of Arizona
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Maricopa County or the City of Tucson.
Employers and groups
- Membership is open to individuals who work at SunWest Credit Union.
Family and household
- Membership is open to individuals who have an immediate family member who is a current SunWest member.
Cost to join
- A one-time $5 share deposit establishes membership and is refunded if the account is closed.
Membership information collected October 4, 2026.