Credit union · NCUA insured
Sunset Federal Credit Union Auto Loan Rates
Sunset Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Sunset Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Portland, OR-WA, where Sunset Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sunset Federal Credit Union
4.75%APR
- Terms
- —
- Up to
- 11.25% APR
Vehicle Loans
Lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Sunset Federal Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sunset Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Rates determined by credit worthiness, credit history, and term of loan. Applies to loans of 80% LTV or less. Consumer loan applications subject to $5.00 fee.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75%–11.25% | Fixed Rate. |
| — | 4.85%–11.84% | Variable Rate. |
Sources (1)
- sunsetcu.com/Rates · captured Sep 15, 2026
Who can join Sunset Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.