Credit union · NCUA insured
Sunmark Credit Union Credit Card Rates
Top CarrotSunmark Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Sunmark Credit Union’s credit card rates compare
Compared with banks and credit unions near Albany, NY, where Sunmark Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Sunmark Credit Union
13.49%APR
- Up to
- 22.49% APR
VISA® Platinum Rewards Card
Lowest rate
Hudson River Community Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
TCT FCU
8.96%APR
- Up to
- —
Sunmark Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sunmark Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Platinum Card
Variable APR based on Prime Rate (7.00% as of September 17, 2026). Requires credit approval and underwriting qualification. Balance transfers between Sunmark accounts/loans not permitted. Minimum credit limit $500; maximum amount $35,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.99% | None | Introductory APR for purchases for the first 6 months from account opening. Not available to current credit card members. |
| Intro, 12 months | 4.99% | None | Introductory APR for balance transfers for 12 months; balance transfers must post within 180 days of account opening. 3.00% fee (min $10). Not available to current credit card members. |
| Ongoing | 11.49%–20.74% | None | Variable rate after introductory period based on Prime rate and creditworthiness (p11 rate range 11.49% - 20.74%; p37 schedule lists 11.49% - 20.49%). Revolving credit line with $500 minimum to open and $35,000 maximum amount. |
VISA® Platinum Rewards Card
Variable APR based on Prime Rate (7.00% as of September 17, 2026). Requires credit approval and underwriting qualification. Balance transfers between Sunmark accounts/loans not permitted. Minimum credit limit $500; maximum amount $35,000. Earns 1 point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49%–22.49% | None | Variable rate based on Prime rate and creditworthiness. Revolving credit line with $500 minimum to open and $35,000 maximum amount. 7,500 bonus points if $1,000 is spent in the first 3 months. |
VISA® Signature Card
Variable APR based on Prime Rate (7.00% as of September 17, 2026). Requires credit approval and underwriting qualification. Balance transfers between Sunmark accounts/loans not permitted. Minimum credit limit $5,000; maximum amount $35,000. Earns 1.25% cash back.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 4.99% | None | Introductory APR for purchases for the first 6 months from account opening. Not available to current credit card members. |
| Intro, 12 months | 4.99% | None | Introductory APR for balance transfers for 12 months; balance transfers must post within 180 days of account opening. 3.00% fee (min $10). Not available to current credit card members. |
| Ongoing | 13.49%–20.49% | None | Variable rate after introductory period based on Prime rate and creditworthiness. Revolving credit line with $5,000 minimum to open and $35,000 maximum amount. |
Who can join Sunmark Credit Union
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