Credit union · NCUA insured
Hudson River Community Credit Union Credit Card Rates
Hudson River Community Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Hudson River Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Albany, NY, where Hudson River Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hudson River Community Credit Union
8.90%APR
Visa Platinum Card
2nd-lowest rate
TCT FCU
8.96%APR
3rd-lowest rate
Heritage Family Credit Union
9.99%APR
Hudson River Community Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hudson River Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Shared Secured Visa Card
Requires a refundable security deposit that serves as your credit limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 4.00% | None | Rates as low as 4.00% APR; requires a refundable cash deposit acting as credit limit. |
Sources (2)
All captured Oct 5, 2026
Visa Platinum Card
Designed for everyday spending with no annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
| Intro, 6 months | 0.00% | None | 0% APR balance transfer for the first 6 months for new cardholders. |
Sources (3)
All captured Oct 5, 2026
Who can join Hudson River Community Credit Union
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