Credit union · NCUA insured
Summit Hampton Roads FCU Credit Card Rates
Summit Hampton Roads FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Summit Hampton Roads FCU’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Summit Hampton Roads FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Summit Hampton Roads FCU
9.90%APR
- Up to
- —
Credit Cards
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Summit Hampton Roads FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Hampton Roads FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
Approval is based on creditworthiness, ability to repay, and/or collateral; risk-based pricing model where interest rate is based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | No balance transfer fees; no cash advance fees. |
Sources (1)
- shrfcu.com/loans · captured Oct 7, 2026
Who can join Summit Hampton Roads FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and volunteers of Bon Secours Mercy Medical Centers are eligible for membership.
Family and household
- Family members of employees and volunteers of Bon Secours Mercy Medical Centers (or current account holders) are eligible for membership.
Cost to join
- A minimum opening balance of $25.00 is required for a Savings account.
Membership information collected October 4, 2026.