Bank · FDIC insured
Sugar River Bank Savings Rates
Sugar River Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Sugar River Bank’s savings rates compare
Compared with banks and credit unions near Concord, NH, where Sugar River Bank has the most branches. $10,000, best rate first.
This bank’s best
Sugar River Bank
0.05%APY
- Minimum
- $20
- Earns on $10,000 a year
- $5
Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ledyard Bank
3.25%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Sugar River Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sugar River Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.05%APY
$5 monthly maintenance fee and $0.20 per item fee waived if a daily balance of $600 is maintained. Interest accrued daily and paid monthly. Variable rates paid on entire balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $600 and up | 0.01% | $1 |
| $1,000 and up | 0.05% | $5 |
| $50,000 and up | 0.10% | — |
| $100,000 and up | 0.45% | — |
| $250,000 and up | 0.45% | — |
Sources (2)
All captured Sep 19, 2026
High Yield Savings
0.05%APY
An item fee of $35.00 will be assessed for each withdrawal above the 4 allowed per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $50,000 | 0.05% | $5 |
| $50,000 – $100,000 | 0.07% | — |
| $100,000 – $250,000 | 0.08% | — |
| $250,000 and up | 0.09% | — |
Sources (1)
- sugarriver.bank/lending/deposit-rates · captured Sep 19, 2026
Statement Savings
0.05%APY
$1 monthly maintenance fee is waived if a daily balance of $100 is maintained.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$1 monthly maintenance fee waived if daily balance of $100 is maintained.$100 and up | 0.05% | $5 | $1 monthly maintenance fee waived if daily balance of $100 is maintained. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Health Savings
0.50%APY
Health Savings Account (HSA) for saving on a pre-tax basis to help pay for qualified medical expenses. No service fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.50% | $50 |
Sources (2)
All captured Sep 19, 2026
Fundsavers Savings
0.05%APY
Primary owner must be under 18 years old and have an adult over 18 as joint owner. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.