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Credit union · NCUA insured

Straits Area Federal Credit Union Savings Rates

Straits Area Federal Credit Union’s best savings rate is 0.11% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.

How Straits Area Federal Credit Union’s savings rates compare

Compared with banks and credit unions in Michigan, where Straits Area Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Straits Area Federal Credit Union

    0.11%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $11

    Regular Savings

  • Top rate

    Ignite Credit Union

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    $0
    Earns on $10,000 a year
    $500

    Ignite Credit Union rates

  • 2nd-highest rate

    First National Bank of America

    4.20%APY

    Requires
    None
    Minimum
    $1,000
    Earns on $10,000 a year
    $420

    First National Bank of America rates

Compare savings rates near you →

Straits Area Federal Credit Union savings score

66

Savings score

Higher than 16% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.07%
  • $10,000 balance$10,0000.11%
  • $100,000 balance$100,0000.11%
  • QualifiedQualified0.11%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Straits Area Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Straits Area Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Straits Area Federal Credit Union overview