Credit union · NCUA insured
Stark Federal Credit Union Savings Rates
Stark Federal Credit Union’s best savings rate is 1.06% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Stark Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Canton, OH, where Stark Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Stark Federal Credit Union
1.06%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $106
Money Market Account
Top rate
7 17 Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Stark Federal Credit Union savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.06%
- $100,000 balance$100,0002.49%
- QualifiedQualified1.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Stark Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.06%APY
Tiered rate account; once a balance range is met, the rate applies to the full balance. Dividends are paid weekly. Limit of 3 withdrawals per calendar month. Minimum balance of $2,500 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balances less than $2,500 earn 0% dividend rate / 0% APY. | 0.00% | — | Balances less than $2,500 earn 0% dividend rate / 0% APY. |
| $2,500 – $9,999 | 1.06% | — | |
| $10,000 – $24,999 | 1.06% | $106 | |
| $25,000 – $49,999 | 1.51% | — | |
| $50,000 and up | 2.49% | — |
Regular Share Account
0.75%APY
All Stark Federal members must have/maintain a Share Account with a $5.00 minimum balance. Single and joint accounts available. Minimum balance of $200 is required to earn dividends. Dividends paid quarterly. Rate and APY may change quarterly as determined by the Board of Directors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upA minimum balance of $200 is required to earn dividends. Dividends are paid quarterly. APY may be lower than the rate depending on average daily balance.$200 and up | 0.75% | $75 | A minimum balance of $200 is required to earn dividends. Dividends are paid quarterly. APY may be lower than the rate depending on average daily balance. |
Secondary Share Account
0.75%APY
Secondary Share Accounts offer a short-term savings option for special events. Minimum balance of $200 required to earn dividends. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upA minimum balance of $200 is required to earn dividends. Dividends are paid quarterly. APY may be lower than the rate depending on average daily balance.$200 and up | 0.75% | $75 | A minimum balance of $200 is required to earn dividends. Dividends are paid quarterly. APY may be lower than the rate depending on average daily balance. |
Smart Saver Account
0.75%APY
Minimum balance of $200 is required to earn dividends. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upA minimum balance of $200 is required to earn dividends. Dividends are paid quarterly.$200 and up | 0.75% | $75 | A minimum balance of $200 is required to earn dividends. Dividends are paid quarterly. |
Sources (1)
- starkcu.org/smart-saver-accounts · captured Oct 16, 2026
Special-purpose accounts
Coverdell Education Savings Account
0.75%APY
Education Savings Account (ESA) to save for qualified education expenses. Minimum balance of $200 is required to earn dividends. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. | 0.00% | — | Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. |
| $200 and upDividends are paid quarterly. Minimum balance of $200 is required to earn dividends. | 0.75% | $75 | Dividends are paid quarterly. Minimum balance of $200 is required to earn dividends. |
Roth IRA
0.75%APY
Tax-free qualified earnings IRA. Minimum balance of $200 is required to earn dividends. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. | 0.00% | — | Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. |
| $200 and upDividends are paid quarterly. Minimum balance of $200 is required to earn dividends. | 0.75% | $75 | Dividends are paid quarterly. Minimum balance of $200 is required to earn dividends. |
Traditional IRA
0.75%APY
Tax-deferred savings account. Minimum balance of $200 is required to earn dividends. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. | 0.00% | — | Tier $0.00 - $199.99 earns 0% dividend rate / 0% APY. Minimum balance of $200 is required to earn dividends. |
| $200 and upDividends are paid quarterly. Minimum balance of $200 is required to earn dividends. | 0.75% | $75 | Dividends are paid quarterly. Minimum balance of $200 is required to earn dividends. |
Who can join Stark Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne Counties in Ohio.
Membership information collected October 5, 2026.