Credit union · NCUA insured
St. Pius Federal Credit Union Credit Card Rates
St. Pius Federal Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How St. Pius Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rochester, NY, where St. Pius Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
St. Pius Federal Credit Union
13.49%APR
- Up to
- 15.49% APR
Tailored Card
Lowest rate
Canandaigua FCU
7.99%APR
- Up to
- —
2nd-lowest rate
Gates Chili Federal Credit Union
8.99%APR
- Up to
- —
St. Pius Federal Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where St. Pius Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder
Membership subject to eligibility. Terms and conditions subject to credit union approval. Financing available to qualified borrowers. Rates determined based on applicant's credit history and score. Variable APR may increase. For members beginning to establish credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Variable APR based on credit history and score. |
Sources (1)
- spxfcu.org/loans/visa-credit-cards · captured Oct 7, 2026
Rewards Card
Membership subject to eligibility. Terms and conditions subject to credit union approval. Financing available to qualified borrowers. Rates determined based on applicant's credit history and score. Variable APR may increase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.49%–18.00% | None | Variable APR based on credit history and score. No balance transfer fee. |
Sources (1)
- spxfcu.org/loans/visa-credit-cards · captured Oct 7, 2026
Tailored Card
Membership subject to eligibility. Terms and conditions subject to credit union approval. Financing available to qualified borrowers. Rates determined based on applicant's credit history and score. Variable APR may increase.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49%–15.49% | None | Variable APR based on credit history and score. No balance transfer fee. |
Sources (1)
- spxfcu.org/loans/visa-credit-cards · captured Oct 7, 2026
Who can join St. Pius Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of affiliated churches, parishes, religious orders, and faith-based community groups are eligible to join.
Military, government and schools
- Members of Aquinas Institute are eligible to join.
- Members of Hope Hall are eligible to join.
- Members of Nazareth Elementary are eligible to join.
- Members of Robert Wesleyan College and North Eastern Seminary are eligible to join.
- Members of St. John’s The Evangelist Church and School are eligible to join.
4 more ways to join
Military, government and schools
- Members of St. Lawrence School are eligible to join.
- Members of St. Pius X Church & Schools are eligible to join.
- Members of St. Rita’s Church & School are eligible to join.
Family and household
- Family members of current SPXFCU members are eligible for membership.
Membership information collected October 5, 2026.