Credit union · NCUA insured
Canandaigua FCU Credit Card Rates
Top CarrotCanandaigua FCU credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Canandaigua FCU’s credit card rates compare
Compared with banks and credit unions near Rochester, NY, where Canandaigua FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Canandaigua FCU
7.99%APR
Visa Credit Card
2nd-lowest rate
Gates Chili Federal Credit Union
8.99%APR
3rd-lowest rate
Pittsford Federal Credit Union
9.49%APR
Canandaigua FCU credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Canandaigua FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
APR is based on creditworthiness, loan type, term and is subject to the credit union's underwriting guidelines. Rates and terms are subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | No Annual Fee/No Cash Advance Fee. Plus Earn Rewards Points. APR is based on creditworthiness, loan type, term and is subject to underwriting guidelines. |
Sources (1)
- canandaiguafcu.com/rates · captured Oct 7, 2026
Who can join Canandaigua FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.