Credit union · NCUA insured
Gates Chili Federal Credit Union Credit Card Rates
Gates Chili Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Gates Chili Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rochester, NY, where Gates Chili Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Gates Chili Federal Credit Union
8.99%APR
Visa Gold
Lowest rate
Canandaigua FCU
7.99%APR
3rd-lowest rate
Pittsford Federal Credit Union
9.49%APR
Gates Chili Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gates Chili Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Loan terms and rates are based upon applicant's credit history, score, loan term, collateral if applicable, verifiable income, and financing options. Financing available to qualified borrowers; subject to credit union approval. Rates are subject to change at any time.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | — |
Sources (1)
- gateschilifcu.org/rates · captured Oct 7, 2026
Visa Classic
Loan terms and rates are based upon applicant's credit history, score, loan term, collateral if applicable, verifiable income, and financing options. Financing available to qualified borrowers; subject to credit union approval. Rates are subject to change at any time.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | NO annual fees. NO over-the-limit fees. NO minimum finance charges. NO balance transfer fees. NO cash advance fees. NO penalty APRs. |
Visa Gold
Loan terms and rates are based upon applicant's credit history, score, loan term, collateral if applicable, verifiable income, and financing options. Financing available to qualified borrowers; subject to credit union approval. Rates are subject to change at any time.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | NO annual fees. NO over-the-limit fees. NO minimum finance charges. NO balance transfer fees. NO cash advance fees. NO penalty APRs. Visa Gold offers up to 1% cashback. |
Who can join Gates Chili Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or actively volunteers in the towns of Gates or Chili.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.