Credit union · NCUA insured
SRU Federal Credit Union Savings Rates
SRU Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How SRU Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where SRU Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SRU Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
SRU Federal Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SRU Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
Up to 6 transfers and withdrawals permitted per calendar month. Dividends are compounded monthly, credited monthly, and calculated using the average daily balance method. Requires membership share in a share savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $50,000Requires an average daily balance of $10,000.00 to $49,999.99 to earn stated rate and APY. Once met, rate applies to the full account balance. | 1.00% | $100 | Requires an average daily balance of $10,000.00 to $49,999.99 to earn stated rate and APY. Once met, rate applies to the full account balance. |
| $50,000 and upRequires an average daily balance of $50,000.00 or greater to earn stated rate and APY. Once met, rate applies to the full account balance. | 1.50% | — | Requires an average daily balance of $50,000.00 or greater to earn stated rate and APY. Once met, rate applies to the full account balance. |
Sources (3)
- srufcu.org/accounts-services
- srufcu.org/terms-and-disclosures/truth-in-savings
- srufcu.org/accounts-services/rates
All captured Oct 6, 2026
Share Savings
0.15%APY
Required for membership. Free ATM access. Compounded and credited monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 – $4,000Average daily balance of $150.00 to $3,999.99 required to earn stated rate and APY. | 0.05% | — | Average daily balance of $150.00 to $3,999.99 required to earn stated rate and APY. |
| $4,000 and upAverage daily balance of $4,000.00 or greater required to earn stated rate and APY. | 0.15% | $15 | Average daily balance of $4,000.00 or greater required to earn stated rate and APY. |
Sources (3)
- srufcu.org/accounts-services/deposit-savings
- srufcu.org/terms-and-disclosures/truth-in-savings
- srufcu.org/accounts-services/rates
All captured Oct 16, 2026
Escrow Savings
0.05%APY
For members saving for taxes or insurance payments that are not automatically escrowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Savings
0.50%APY
Individual Retirement Account - Traditional or Roth. Compounded and credited monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (3)
- srufcu.org/accounts-services/deposit-savings
- srufcu.org/terms-and-disclosures/truth-in-savings
- srufcu.org/accounts-services/rates
All captured Oct 16, 2026
Christmas Club
0.15%APY
For members saving for the holidays. One withdrawal permitted per year. Entire balance transferred to share savings in early October (on or after October 1) and the account will remain open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (3)
- srufcu.org/accounts-services/deposit-savings
- srufcu.org/terms-and-disclosures/truth-in-savings
- srufcu.org/accounts-services/rates
All captured Oct 16, 2026
Vacation Savings
0.05%APY
For members saving for a vacation, a large purchase, or a special occasion.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 16, 2026
Who can join SRU Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.