Credit union · NCUA insured
SRU Federal Credit Union Credit Card Rates
SRU Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SRU Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where SRU Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SRU Federal Credit Union
12.90%APR
VISA Classic
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
SRU Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SRU Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Rate is fixed. The 0.25% auto-debit rate discount excludes credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed APR of 12.90% applies to purchases, balance transfers, and cash advances. |
Sources (2)
All captured Oct 6, 2026
Who can join SRU Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.