Bank · FDIC insured
Springs Valley Bank & Trust Company Credit Card Rates
Springs Valley Bank & Trust Company credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Springs Valley Bank & Trust Company’s credit card rates compare
Compared with banks and credit unions near Jasper, IN, where Springs Valley Bank & Trust Company has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Springs Valley Bank & Trust Company
12.00%APR
Visa Platinum
Lowest rate
Liberty FCU
9.75%APR
2nd-lowest rate
Hoosier Hills Credit Union
9.90%APR
Springs Valley Bank & Trust Company credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Springs Valley Bank & Trust Company ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Subject to credit approval and underwriting. Variable APR based on Prime Rate. Instant issue available at banking centers. Effective February 1, 2021, Auto Rental Collision Damage Waiver is no longer provided.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Purchase APR is variable, equal to Prime Rate plus a margin of 5.00%. Prime Rate was 6.75% as of January 10, 2026. Monthly periodic rate 0.9792%. Minimum interest charge $0.50. |
| Ongoing | 21.00% | None | Cash advance APR is 21.00% (monthly periodic rate 1.75%). Transaction fee $10.00 or 2% (whichever is greater). Minimum interest charge $0.50. |
Sources (2)
All captured Oct 15, 2026
Visa Platinum Rewards
Subject to credit approval and underwriting. Variable APR based on Prime Rate. Instant issue available at banking centers. Minimum payment for each billing period is equal to the entire amount of New Balance. Earns uChoose Rewards points. Effective February 1, 2021, Auto Rental Collision Damage Waiver is no longer provided.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.25% | None | Purchase APR is variable, equal to Prime Rate plus a margin of 11.50%. Prime Rate was 6.75% as of January 10, 2026. Monthly periodic rate 1.5208%. Minimum interest charge $0.50. Minimum payment each billing period equals entire New Balance. |
| Ongoing | 21.00% | None | Cash advance APR is 21.00% (monthly periodic rate 1.75%). Transaction fee $10.00 or 2% (whichever is greater). Minimum interest charge $0.50. Minimum payment each billing period equals entire New Balance. |
Sources (2)
All captured Oct 15, 2026
Visa Secured
A security deposit is required and typically establishes the credit limit. Designed for customers looking to build or rebuild credit who may not qualify for traditional credit. Minimum payment for each billing period is equal to the entire amount of New Balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 22.75% | None | Purchase APR is variable, equal to Prime Rate plus a margin of 16.00%. Prime Rate was 6.75% as of January 10, 2026. Monthly periodic rate 1.8958%. Minimum interest charge $0.50. Minimum payment each billing period equals entire New Balance. Security deposit required. |
| Ongoing | 21.00% | None | Cash advance APR is 21.00% (monthly periodic rate 1.75%). Transaction fee $10.00 or 2% (whichever is greater). Minimum interest charge $0.50. Minimum payment each billing period equals entire New Balance. |
Sources (2)
All captured Oct 15, 2026
Opening an account
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