Credit union · NCUA insured
Space Coast Credit Union Credit Card Rates
Top CarrotSpace Coast Credit Union credit card rates start at 12.99% APR. Rates checked October 5, 2026.
How Space Coast Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where Space Coast Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Space Coast Credit Union
– –
No ongoing APR published
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
SCCU Visa Low Rate Credit Card
Membership required. Open to individuals living, working, worshiping, or attending school in eligible Florida counties or relatives of current members. Minimum credit line $1,000. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Late payment fee up to $27. Minimum finance charge $0.50. International transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR for the first 6 billing cycles on purchases, balance transfers, and cash advances made within the first 6 months of account opening. |
| Ongoing | 12.99% | None | Standard purchase APR as low as 12.99%, variable based on creditworthiness and Prime Rate. |
Sources (2)
All captured Oct 5, 2026
SCCU Visa Platinum Credit Card
Membership required. Open to individuals living, working, worshiping, or attending school in eligible Florida counties or relatives of current members. Minimum credit line $1,000. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Late payment fee up to $27. Minimum finance charge $0.50. International transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR for the first 6 billing cycles on purchases, balance transfers, and cash advances made within the first 6 months of opening account. |
| Ongoing | 14.99% | None | Standard purchase APR as low as 14.99%, variable based on creditworthiness and Prime Rate. |
Sources (3)
- sccu.com/new-rewards-credit-card-landing-page
- sccu.com/personal/credit-cards
- sccu.com/personal/credit-cards/platinum-visa
All captured Oct 5, 2026
SCCU Visa Secured Credit Card
Membership required. Open to individuals living, working, worshiping, or attending school in eligible Florida counties or relatives of current members. Secured by deposit. Required minimum deposit $300. Credit line minimum $300, maximum $3,500. Regular savings account can be used as collateral. Requires a joint account holder who is a parent or legal guardian. Co-signer not needed. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Late payment fee up to $27. Minimum finance charge $0.50. International transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Standard purchase APR as low as 17.99%, variable based on creditworthiness and Prime Rate. |
Sources (2)
All captured Oct 5, 2026
SCCU Visa Signature Credit Card
Membership required. Open to individuals living, working, worshiping, or attending school in eligible Florida counties or relatives of current members. Minimum credit line $5,000. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Late payment fee up to $27. Minimum finance charge $0.50. International transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR for the first 6 billing cycles on purchases, balance transfers, and cash advances made within the first 6 months of account opening. |
| Ongoing | 15.99% | None | Standard purchase APR as low as 15.99%, variable based on creditworthiness and Prime Rate. |
Sources (3)
- sccu.com/new-rewards-credit-card-landing-page
- sccu.com/personal/credit-cards
- sccu.com/personal/credit-cards/signature-visa
All captured Oct 5, 2026
SCCU Visa Student Credit Card
Membership required. Open to individuals living, working, worshiping, or attending school in eligible Florida counties or relatives of current members. Secured card designed for students ages 15 to 17. Requires a joint account holder who is a parent or legal guardian and a co-signer. Required minimum deposit $300. Credit line minimum $300, maximum $2,500. Regular savings account can be used as collateral. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Late payment fee up to $27. Minimum finance charge $0.50. International transaction fee 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Standard purchase APR as low as 17.99%, variable based on creditworthiness and Prime Rate. |
Sources (2)
All captured Oct 5, 2026
Who can join Space Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who work or live in Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.
Family and household
- Membership is open to relatives of current members.
Membership information collected October 5, 2026.