Bank · FDIC insured
Pinnacle Bank Credit Card Rates
Pinnacle Bank credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Pinnacle Bank’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Pinnacle Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Pinnacle Bank
9.99%APR
Personal Visa® Gold Credit Card
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Pinnacle Bank credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pinnacle Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Visa Classic
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Fixed APR for purchases. Annual fee None. |
Sources (2)
All captured Oct 7, 2026
Personal Visa® Gold Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed APR for purchases. Annual fee None. |
Sources (2)
- pinnbanktx.com/personal-bankin…a-gold-credit-card-terms
- pinnbanktx.com/personal-bankin…personal-visa-gold-terms
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.