Credit union · NCUA insured
Caro Federal Credit Union Savings Rates
Caro Federal Credit Union’s best savings rate is 3.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How Caro Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbia, SC, where Caro Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Caro Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $300
Kasasa Saver
Top rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
3rd-highest rate
First Carolina Bank
3.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $300
Caro Federal Credit Union savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.02%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Caro Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 3.00%APY
Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualification requirements during each Monthly Qualification Cycle: at least 12 debit card purchases, enroll in and log into online banking, and enroll in and agree to receive e-statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualifying rate when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. | 3.00% | $300 | Qualifying rate when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account. |
| Any balanceBase rate applied to all balances if monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back checking account. | 0.02% | $2 | Base rate applied to all balances if monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back checking account. |
Sources (3)
All captured Sep 19, 2026
Who can join Caro Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.