Credit union · NCUA insured
Solarity Credit Union Auto Loan Rates
Solarity Credit Union auto loans start at 5.23% APR for a new vehicle and 5.23% for a used one. Rates checked October 22, 2026.
How Solarity Credit Union’s auto loan rates compare
Compared with banks and credit unions near Yakima, WA, where Solarity Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Solarity Credit Union
5.23%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans
2nd-lowest rate
HAPO Community Credit Union
5.24%APR
- Terms
- —
- Up to
- 17.99% APR
- Discount
- None included
3rd-lowest rate
WSECU
5.30%APR
- Terms
- up to 84 months
- Up to
- 12.69% APR
- Discount
- None included
Solarity Credit Union auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.23%
- Used vehicleUsed5.23%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Solarity Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance
Cars, trucks and SUVs currently financed through another bank or credit union; not available for new purchases. Vehicle must be 2022 model year or newer. Minimum loan amount of $5,000. Advertised APR is based on automatic payments from a Solarity checking account. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.48% | Model years 2022 or newer. Refinance only from other financial institutions. Requires automatic payments from a Solarity checking account. Monthly payment is $22.79 per $1,000. |
| up to 60 months | 4.48% | Model years 2022 or newer. Refinance only from other financial institutions. Requires automatic payments from a Solarity checking account. Monthly payment is $18.63 per $1,000. |
| up to 72 months | 4.78% | Model years 2022 or newer. Refinance only from other financial institutions. Requires automatic payments from a Solarity checking account. Monthly payment is $16.00 per $1,000. |
| up to 84 months | 4.98% | Model years 2022 or newer. Refinance only from other financial institutions. Requires automatic payments from a Solarity checking account. Monthly payment is $14.12 per $1,000. |
Sources (1)
- solaritycu.org/consumer-loan-rates · captured Oct 15, 2026
Auto Loans
Cars, light trucks, SUVs, motorcycles, mini vans and even classic cars; model years 2022 or newer. Advertised APR is based on automatic payments from a Solarity checking account. Add 1.00% to rate shown for vehicles over 100,000 miles (150,000 miles for diesels). Minimum loan amount is $5,000. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.23% | Model years 2022 or newer. Requires automatic payments from a Solarity checking account. Add 1.00% for vehicles over 100,000 miles (150,000 miles for diesels). Monthly payment is $23.13 per $1,000. |
| up to 60 months | 5.23% | Model years 2022 or newer. Requires automatic payments from a Solarity checking account. Add 1.00% for vehicles over 100,000 miles (150,000 miles for diesels). Monthly payment is $18.98 per $1,000. |
| up to 72 months | 5.23% | Model years 2022 or newer. Requires automatic payments from a Solarity checking account. Add 1.00% for vehicles over 100,000 miles (150,000 miles for diesels). Monthly payment is $16.21 per $1,000. |
| up to 84 months | 5.73% | Model years 2022 or newer. Requires automatic payments from a Solarity checking account. Add 1.00% for vehicles over 100,000 miles (150,000 miles for diesels). Monthly payment is $14.48 per $1,000. |
Sources (1)
- solaritycu.org/consumer-loan-rates · captured Oct 15, 2026
Motor Sport and Trailer Loan
New and used UTVs, ATVs, dirt bikes, horse/stock trailers, jet skis and snow machines. Rates accurate as of October 09, 2026. All loans subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.93% | Minimum loan amount: $2,500. |
| up to 48 months | 7.93% | Minimum loan amount: $5,000. |
| up to 60 months | 7.93% | Minimum loan amount: $10,000. |
| up to 72 months | 7.93% | Minimum loan amount: $15,000. |
| up to 84 months | 8.33% | Minimum loan amount: $20,000. |
Sources (1)
- solaritycu.org/consumer-loan-rates · captured Oct 15, 2026
Who can join Solarity Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.