Credit union · NCUA insured
HAPO Community Credit Union Auto Loan Rates
HAPO Community Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 15, 2026.
How HAPO Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kennewick, WA, where HAPO Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
HAPO Community Credit Union
5.24%APR
- Terms
- —
- Up to
- 17.99% APR
- Discount
- None included
Auto/Motorcycle Loan
Lowest rate
Numerica Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- 15.24% APR
- Discount
- Included in the rate
3rd-lowest rate
STCU
5.24%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
HAPO Community Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where HAPO Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto/Motorcycle Loan
All consumer collateral loans including autos and motorcycles are subject to a $50 Loan Processing Fee. Rates are based on an evaluation of credit history and other factors specific to your loan and may be higher than the lowest rate advertised. Maximum loan amount varies per product. Maximum term dependent on purchase price. Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 150,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24%–17.99% | Model year 2018 and Newer. Subject to a $50 Loan Processing Fee. Ineligible collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 150,000 miles. |
| — | 6.24%–17.99% | Model years 2007-2017. Subject to a $50 Loan Processing Fee. Ineligible collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 150,000 miles. |
Who can join HAPO Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.