Credit union · NCUA insured
Sioux Valley CCU Auto Loan Rates
Sioux Valley CCU auto loan rates start at 4.35% APR. Rates checked October 16, 2026.
How Sioux Valley CCU’s auto loan rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Sioux Valley CCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sioux Valley CCU
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
Telco Triad Community Credit Union
4.64%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
Siouxland Federal Credit Union
4.75%APR
- Terms
- up to 66 months
- Up to
- 10.00% APR
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2% Buydown on existing auto loans
Bring an existing auto loan to SVCCU to receive a 2% buydown.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.35% | Rate as low as 4.35% with 2% buydown on existing auto loans transferred to SVCCU. |
Sources (1)
- siouxvalleyccu.com/loans · captured Oct 7, 2026
Who can join Sioux Valley CCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in served counties in Iowa (Cherokee, Ida, Monona, Plymouth, Sioux, Woodbury), Nebraska (Dakota, Dixon, Thurston, Wayne), or South Dakota (Clay, Union) are eligible to join.
Cost to join
- A minimum deposit of $10 is required to open a Junior Share Account for minors.
- A minimum deposit of $25 is required to open a regular share account.
Membership information collected October 4, 2026.