Credit union · NCUA insured
Singing River Federal Credit Union Credit Card Rates
Singing River Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Singing River Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Gulfport, MS, where Singing River Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Singing River Federal Credit Union
10.99%APR
- Up to
- 17.99% APR
Personal Credit Card
Lowest rate
Keesler Federal Credit Union
9.49%APR
- Up to
- —
2nd-lowest rate
All In Credit Union
9.99%APR
- Up to
- —
Singing River Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Singing River Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Card
No annual or hidden fees. Features fixed rates and rewards program earning points on purchases over $10.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99%–9.99% | None | Introductory Rate for the first 6 months. |
| Ongoing | 10.99%–17.99% | None | Standard ongoing rate after 6 months. |
Sources (3)
- srfcu.org/accounts/credit-cards
- srfcu.org/accounts/credit-cards/personal-credit-cards
- srfcu.org/member-resources/rates
All captured Oct 7, 2026
Who can join Singing River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, and do business within specified Alabama and Mississippi counties.
Membership information collected October 4, 2026.