Credit union · NCUA insured
Simplot Credit Union Credit Card Rates
Simplot Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Simplot Credit Union’s credit card rates compare
Compared with banks and credit unions near Boise City, ID, where Simplot Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Simplot Credit Union
9.99%APR
- Up to
- —
Credit Card
Lowest rate
Idaho United Credit Union
8.90%APR
- Up to
- 12.95% APR
3rd-lowest rate
Goldenwest Credit Union
10.24%APR
- Up to
- 18.00% APR
Simplot Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Simplot Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Credit tier A & B |
| Ongoing | 11.99% | None | Credit tier C |
| Ongoing | 13.99% | None | Credit tier D |
| Ongoing | 18.00% | None | Credit tier E or Less |
Sources (1)
- simplotcu.com/credit-cards · captured Oct 7, 2026
Who can join Simplot Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.