Credit union · NCUA insured
Silverado Credit Union CD Rates
Silverado Credit Union’s best CD rate is 3.25% APY on a 2-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Silverado Credit Union’s CD rates compare
Compared with banks and credit unions near Napa, CA, where Silverado Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Silverado Credit Union
3.25%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $661
Share Certificates
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Travis Credit Union
4.30%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $652
Silverado Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.10%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Silverado Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.25%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month Certificate (90 Days) | 3.00% | $74 |
| 6 months6 Month Certificate (180 Days) | 3.10% | $154 |
| 12 months1 Year Certificate (12 Months); Early Withdrawal 30 day Penalty | 3.20% | $320 |
| 24 months2 Year Certificate (24 months); Early Withdrawal 90 day Penalty | 3.25% | $661 |
| 36 months3 Year Certificate (36 Months); Early Withdrawal 90 day Penalty | 3.25% | $1,007 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Certificates
Up to 3.25%APY · 4 terms
Available as Traditional IRA Share Certificates and Roth IRA Share Certificates. Dividends calculated daily and paid monthly. No annual maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month IRA Certificate (90 Days) | 3.00% | $74 |
| 12 months1 Year IRA Certificate (12 Months); Early Withdrawal 30 day Penalty | 3.20% | $320 |
| 24 months2 Year IRA Certificate (24 Months); Early Withdrawal 90 day Penalty | 3.25% | $661 |
| 36 months3 Year IRA Certificate (36 Months); Early Withdrawal 90 day Penalty | 3.25% | $1,007 |
Who can join Silverado Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.