Credit union · NCUA insured
SESLOC Credit Union Credit Card Rates
SESLOC Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SESLOC Credit Union’s credit card rates compare
Compared with banks and credit unions near San Luis Obispo, CA, where SESLOC Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SESLOC Credit Union
13.90%APR
- Up to
- —
SESLOC Visa Credit Card
Lowest rate
CoastHills Credit Union
9.24%APR
- Up to
- 16.74% APR
2nd-lowest rate
SLO Credit Union
9.99%APR
- Up to
- —
SESLOC Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SESLOC Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
SESLOC Visa Credit Card
Available to SESLOC Credit Union members (eligibility requires living, working, or attending school in San Luis Obispo, Santa Barbara, Monterey, Santa Cruz, Kern, Fresno, Tulare, Kings, or Ventura counties in CA; ITINs accepted). All loans subject to credit union approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Fixed APR based on creditworthiness. Rate applies to purchases, cash advances, and balance transfers. No annual fee, no penalty rates, no cash advance fee, and free balance transfers. |
Sources (3)
- sesloc.org/why-sesloc/about-us/consumer-rates
- sesloc.org/personal/credit-cards
- sesloc.org/personal/credit-cards/visa-credit-card
All captured Oct 6, 2026
Who can join SESLOC Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.