Credit union · NCUA insured
SLO Credit Union Credit Card Rates
SLO Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SLO Credit Union’s credit card rates compare
Compared with banks and credit unions near San Luis Obispo, CA, where SLO Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SLO Credit Union
9.99%APR
- Up to
- —
Credit Card
Lowest rate
CoastHills Credit Union
9.24%APR
- Up to
- 16.74% APR
3rd-lowest rate
Educational Employees Credit Union
10.99%APR
- Up to
- 12.99% APR
SLO Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SLO Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | — |
Who can join SLO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in San Luis Obispo County are eligible for membership.
- Individuals who regularly work in San Luis Obispo County are eligible for membership.
Military, government and schools
- Individuals who attend school in San Luis Obispo County are eligible for membership.
Family and household
- Immediate family members of existing members (spouses, children, parents, grandparents, and grandchildren, including step or adoptive relationships) are eligible for membership.
Cost to join
- Membership requires opening a SLO Savings account with a $5.00 minimum deposit.
Membership information collected October 5, 2026.